* Hospitalisation Expenses including hospital charges (room & boarding and operation theatre), fees of surgeon, anesthetist, nurses, specialists, the cost of diagnostic tests, medicines, blood, oxygen, appliances like pacemaker, artificial limbs and organs, etc. 
* Domiciliary Hospitalisation covers payment of expenses towards medical treatment for a period exceeding three days for disease, illness or injury, which in the normal course, would require hospitalization, but is actually taken at home in India. 
* Day Care Treatment wherein 24 hours hospitalization is not required, due to advanced technological treatments/procedures being available 
* Pre and Post Hospitalisation expenses covers relevant medical expenses for a specified period incurred before & after hospitalisation for disease / illness / injury sustained and considered a part of a claim admissible under the Policy. 
* Pre-existing diseases are covered from the 5th year onwards, after four years of continuous coverage with us. 
* Critical Illness where a separate and additional sum insured is available, exclusively for treatment of defined critical illnesses. We cover a total 20 critical illnesses.  The customer has the choice of opting for coverage either on reimbursement basis or on lump sum benefit basis.

Tax Benefits : The premium paid on a health insurance policy is eligible for deduction under section 80D of the Income Tax Act. The amount of deduction available is up to Rs.15000 (for Self, Spouse and Dependent Children) and upto Rs. 20000 for senior citizen dependent parents.