On the occasion of World Senior Citizens Day, Star Health and Allied Insurance Company Limited (Star Health Insurance), India’s largest standalone health insurer, announced a key milestone in senior healthcare protection. The company has successfully provided coverage to over 30 lakh senior citizens and settled claims exceeding Rs 11,500 crore over the last 18 years.
A pioneer in senior health coverage, Star Health introduced its flagship Senior Citizen Red Carpet Policy in 2007, becoming the first in India to design a plan exclusively for individuals aged 60 and above. With seniors now making up over 11% of India’s population, the company has played a vital role in ensuring financial security for their healthcare needs.
Product Portfolio & Services
Star Health offers a wide range of senior-focused products including Senior Citizen Red Carpet, Star Health Assure, Star Super Star, Star Comprehensive, and Star Family Health Optima. The company also provides Elder Care services through its Star Flexi add-on, supporting seniors with emergency management, healthcare needs, concierge assistance, and daily engagement activities.
With a network of 14,500+ hospitals offering cashless treatment, coverage includes planned surgeries, chronic illness management, and emergency hospitalisations. Select policies also extend home healthcare support, outpatient consultations, AYUSH treatments, and post-hospitalisation care—ensuring accessibility across both metros and smaller towns.
Commenting on the milestone, Anand Roy, MD & CEO, Star Health Insurance, said:
“World Senior Citizens Day is a reminder of the respect and care we owe our elderly. At Star Health, our senior plans are designed to provide more than just financial coverage—they offer dignity, confidence, and peace of mind. We’ve built these solutions by listening to what matters most to seniors: timely support, simplicity, and trust.”
Key Features of the Senior Citizen Red Carpet Policy:
Entry age: 60–75 years with lifelong renewals
Coverage: Rs 1 lakh to Rs 25 lakh sum insured options
No pre-insurance medical screening (except select cases)
Cashless treatment at 14,500+ hospitals
Covers daycare procedures, modern treatments & AYUSH systems
Home healthcare & outpatient consultations at network hospitals
Post-hospitalisation cover up to 7% of hospitalisation cost
Second medical opinion facility
Compassionate travel benefit for family during emergencies
Flexible premium payment (Quarterly/Half-yearly/Annual)
Tax benefits under Section 80D
As India’s elderly population continues to grow rapidly, Star Health remains committed to building innovative, accessible, and technology-driven insurance solutions—ensuring that seniors across the country are well protected, respected, and cared for.